When you are ready to checkout, you will be asked to login to your JM Bullion account. First time customers without an existing account will be prompted to create one. After creating or logging into your JM Bullion account, the system will lead you to the PayPal website. There, you will have to log in to your PayPal account in order for your payment to be processed. Once this is completed, PayPal will return you to JMBullion.com for confirmation of pricing and shipping details before finalizing your order.
Although payments made with checks and bank wires can take as long as a week to clear, payments made with PayPal clear almost instantly. The only exception is when customers use PayPal for the first time and their order has to be manually screened by our fraud team. However, even on these occasions, the clearance process should not take more than 24 hours.
Customers have a number of options when it comes to funding their PayPal account. The simplest is by linking it to their credit or debit card. This form of funding offers customers the same benefits of using their credit/debit card without having to surrender their information. Like other credit/debit card purchases, these will be included in their monthly billing statements.
Another way for customers to fund their PayPal account is by linking it to their bank account. Customers who select this option can transfer money between their bank and PayPal accounts online at any time without incurring any fees. Customers are advised, however, that these transfers can take up anywhere between 3-5 business days to complete.
PayPal also allows customers to fund their accounts through its BillMeLater financing program. With this program, customers have the opportunity to finance up to $1,000 towards their gold or silver purchase. Customers who are approved for this program by PayPal will have a credit line added to their PayPal account, which will give them the option of either paying in full or spreading out their payments over a longer time frame. BillMeLater even provides customers with alerts and tools to help them manage their payments.
When participating with an e-commerce company such as PayPal, businesses are often charged with merchant fees as high as 4%. Because such high rates can prove detrimental to low margin industries such as precious metals, businesses must find ways to cover these expenses. Consequently, these costs will be incorporated into the product prices during checkout. Customers who wish to avoid these fees are advised to choose paper check or bank wire as their method of payment. Since these forms of payment do not incur any merchant fees, purchases made with paper checks and bank wire are eligible for a 4% discount.
Customers receive an additional level of security through PayPal itself with its numerous Buyer Protection policies. PayPal offers full coverage for any reported unauthorized payments made with your account as well as any technical or financial errors that are made within the system. Lastly, PayPal provides reimbursement for any products that are not as described or become lost, stolen or damaged during the shipping process. While JM Bullion makes every effort to guarantee your satisfaction and the safe arrival of your purchase, customers may appreciate this extra protection.
With its wide selection of high quality merchandise and its dedication to customer service, JM Bullion has become recognized as one of the leading dealers in the precious metals industry. In keeping with our reputation for customer satisfaction, all orders over $99 receive complimentary shipping and insurance to guarantee their safe arrival. If you require any further assistance regarding payment or shipping details, please call us at 800-276-6508. Our supportive staff can also be reached via live chat or online form submissions.
PayPal may assign, without recourse, any or all of its rights or obligations under this Agreement, including all or a portion of this Agreement and/or all or a portion of any liabilities related to Points. If PayPal assigns any or all of the liabilities related to Points, the assignee shall be the sole obligor with respect to such points, and PayPal shall have no further liability with respect to such points.
The createOrder parameter sets up the details of the transaction. It's called when the buyer clicks the PayPal button, which launches the PayPal Checkout window where the buyer logs in and approves the transaction on the paypal.com website.
Provides a simplified and secure subscription experience. PayPal presents payment types to your buyers automatically, making it easier for them to complete their purchase using methods like Pay with Venmo, PayPal Credit, and credit card payments without reintegration as they are made available.
Our fastest-growing payment method usage in the past couple of years has clearly been Paypal. People are in a big way choosing to buy gold and silver online with Paypal. And because of the added security features for both the consumer AND the merchant, we encourage it.
Investing in gold and silver has never been easier, and with many consumers choosing to purchase physical precious metals instead of paper, gold and silver bullion dealers are popping up left and right. When it comes time to buy your metals, make sure to do the research about the company you are purchasing from. Although many dealers accept various forms of electronic payment (credit card, Paypal, e-check), the wise shopper would do well to check with the Better Business Bureau, research dealer reviews, and weigh how long that particular dealer has been in business.
When you purchase gold and silver with Paypal from Golden Eagle Coins, you are getting the added protection that Paypal provides you, exceptional transaction and processing speed (we ship Paypal orders within 2 business days), as well as our 40 years of industry experience (how many companies have been in business that long).
Conversely, Paypal transactions happen immediately and securely. Once you send a Paypal payment for your gold or silver, the merchant receives that payment within seconds and can begin to process your order. This means that your precious metals will be shipped faster than if you ordered with a personal check.
Paypal does not charge buyers any fee for purchasing gold or silver or anything online, but they do charge a transaction fee to the person or party that is selling the goods. In the case of buying silver online, Paypal charges the bullion dealer a roughly 3% fee. And since the markup on gold and silver is so little, often times only 2-3%, merchants would actually lose money if they were to absorb the Paypal fees.
Because of this, almost all online silver and gold dealers pass the Paypal fee on to the buyer of the metals. This is similar to credit/debit card purchases of gold and silver where the dealer passes the charge on to the customer. However, if you prefer the speed, convenience and security that Paypal offers, many people consider the fee to be worth it.
When you pay online with just your credit card, you have to send your credit card number and all of your billing information to that website. When you pay with Paypal, none of that information is viewable by the merchant. This way, the merchant never has your credit card number.
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PayPal allows any business or individual with an email address to securely, conveniently and cost-effectively send and receive payments online. Our network builds on the existing financial infrastructure of bank accounts and credit cards to create a global, real-time payment solution. We deliver a product ideally suited for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms.
That said we see it impossible that you can get the best gold and silver deal if you opt to pay using PayPal as you will undoubtedly pay the handling fee or most likely higher product costs as business try to mask the surcharge, they would otherwise charge you.
So, in this instance a scammer would pay for goods from a bullion dealer who would then ship these often the same day. These goods will be delivered as per usual to the scammer who would then initiate a PayPal dispute. To minimise charge-backs PayPal is likely to side with the buyer (which is one of the reasons PayPal has a reputation for buyer protection) who will then debit the bullion dealers PayPal account and transfer this back to the buyer. The buyer now has the gold and silver coins plus the original money and the dealer has lost everything! This is especially problematic with any graded and collectable coins where condition is subjective and chargebacks even more likely! This is not a PayPal only issue and is the main reason w